If your Pest and Termite Control General Liability Insurance is under-written by a NON-admitted carrier, this new law might affect your rate, or more directly, the taxes on the policy premiums.
I feel that if you should purchase your general liability with an admitted carrier, or at least and Risk Retention Group backed up by an admitted carrier, before going non-admitted.
Showing posts with label pest control. Show all posts
Showing posts with label pest control. Show all posts
Thursday, July 21, 2011
Wednesday, July 13, 2011
Bed Bugs and your General Liability Insurance
Bed bugs bite people...make sure they don't bite your business.
Get real clear with your agent or insurance carrier about any bed bug inspections or treatments that you're performing. Don't wing this, determine, set, and stay within guidelines. There's already an insurance product for hotels to recover lost revenues due to bed bugs, so that means the exposure is real.
hat tip: blogpestcontrol.com
Get real clear with your agent or insurance carrier about any bed bug inspections or treatments that you're performing. Don't wing this, determine, set, and stay within guidelines. There's already an insurance product for hotels to recover lost revenues due to bed bugs, so that means the exposure is real.
hat tip: blogpestcontrol.com
Tuesday, July 12, 2011
Workers Comp Fraud: Investigations and Your Ex-Mod
So, a "pill mill" is busted in Ohio. Big deal, right? You kill bugs, not pills....
Any business who's employees went to that MD's office might experience a spike in their Experience Modifier, or ExMod.
Stay on top of claims, and your ex-mod might be manageable. A good agent will help track this stuff for you, and shop around during renewal time.
Any business who's employees went to that MD's office might experience a spike in their Experience Modifier, or ExMod.
Stay on top of claims, and your ex-mod might be manageable. A good agent will help track this stuff for you, and shop around during renewal time.
Tuesday, June 28, 2011
Bed Bugs?
New applications for pest and termite control insurance are asking pointed questions about the discovery and treatment of bed bugs.
Though not expressly excluded in most forms, the carriers are "silent" on the issue. Meaning, no direct mention of bed bugs. IMHO, it'll be 2-3 more years for either an endorsement or exclusion enters the forms.
Can Bed Bug Treatments offer a new source of income for Pest and Termite control companies? Or, is this a passing fad?
Sleep on that... (^_~)
Though not expressly excluded in most forms, the carriers are "silent" on the issue. Meaning, no direct mention of bed bugs. IMHO, it'll be 2-3 more years for either an endorsement or exclusion enters the forms.
Can Bed Bug Treatments offer a new source of income for Pest and Termite control companies? Or, is this a passing fad?
Sleep on that... (^_~)
Monday, June 20, 2011
Caffeine is a Pesticide
I'm a new producer at agency that specializes in pest and termite control insurance. A narrow niche, but important. The issues these businesses face, including all the licensing and bonding requirements, force a brokerage to specialize.
Simply too many unknowns to allow a generic brokerage to know about.
As I learn about this industry, so will you. Premises pollution, spray rigs, termite wood repair, and that nature's original purpose for caffeine was to kill bugs.
Thanks for reading.
Simply too many unknowns to allow a generic brokerage to know about.
As I learn about this industry, so will you. Premises pollution, spray rigs, termite wood repair, and that nature's original purpose for caffeine was to kill bugs.
Thanks for reading.
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